Business Interruption Insurance: Who Is It For?

15 June

A crucial though sometimes overlooked safeguard, business interruption insurance provides financial protection for companies facing unexpected disruptions. But who exactly is it for? The short answer: any business that wants to ensure continuity in...[Read More]

Four types of commercial insurance your business needs

8 June

Whether you’re a business owner, supplier, or contractor, commercial insurance is essential to safeguard both your company and staff. With commercial insurance, your business and company assets are protected from certain risks like accidents or...[Read More]

What to do when a loved one passes away

1 June

Handling the death of someone you love can be one of the most challenging experiences in life. When a loved one passes away, complex emotions rise to the surface, depending on the quality of your relationship with the one who died. You may need to...[Read More]

Your duty to take reasonable care not to make a misrepresentation

25 May

The application process is your chance to get certainty from your insurance. That’s because the information you provide in your application will help the insurer decide what you’re covered for, and on what terms. When applying for insurance,...[Read More]

Why do life insurance premiums go up?

17 May

There are 3 key reasons why your life insurance premiums go up from year to year. While you can’t control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover...[Read More]

Rental rights you didn’t know you had

11 May

Homeownership in Australia is becoming increasingly unattainable for many, resulting in a surge in the number of renters. Tenants face numerous challenges, such as limited rental properties, high rents, and poor-quality housing stock. If you’re a...[Read More]

Take control of choosing your life insurance

10 May

Before you get life insurance, talk through these 6 questions with your financial adviser. That way you’ll have a clear picture of what you’re buying. 1. What types of cover do I need? Deciding what you need to be covered for is...[Read More]

Protecting you against inflation

4 May

Indexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inflation. The reason indexation is offered at every policy anniversary is so that you’ll always...[Read More]

Widow of AFL great calls for better concussion support

26 April

The loved ones of concussed AFL players have shared heartbreaking stories of tragedy and loss while calling on the league to provide more support after head injuries. Speaking at a senate inquiry into concussions on Wednesday, widow Anita Frawley...[Read More]

AFL culture around concussion must change, inquiry told

26 April

The Australian Football League must introduce a policy around chronic traumatic encephalopathy (CTE) and change its culture around concussions to better protect players, experts have told an inquiry. About 80 players are diagnosed with concussion...[Read More]

Trauma cover – top 3 things to know

19 April

Trauma cover is all about supporting your recovery from a serious illness – helping you afford the treatment of your choice and allowing you to make necessary changes to your lifestyle. When you’re looking at trauma cover, there are 3 key...[Read More]

Difference between general and personal advice

12 April

With something as important as life insurance, you want to know you’re making the right decisions for yourself and your loved ones. But how can you be sure when there are so many variables and options? General advice and personal advice can...[Read More]

The multifaceted roles of Financial Advisers today

30 March

Most people view financial advisers as investment managers whose job is primarily to select investments and ensure their clients get a certain level of returns. However, the role of a financial adviser goes far beyond this conventional notion. These...[Read More]

Easy way to top up your life insurance

29 March

Your cover is designed to be flexible As your life changes and your responsibilities expand, your life insurance should expand with it. And if you’re thinking that sounds like a lot of effort, think again. Most policies allow you to increase...[Read More]

What Does Protecting Your Family Entail?

23 March

Protecting one’s family is a vital aspect of parenting, and every parent has their own unique ideas about what it means to keep their loved ones safe. As a parent, you feel the need to protect and keep your children safe, especially in the early...[Read More]